Tuesday, November 10, 2009

4 dun do 2 ur credit card~

dis post....
is more to adult....
i think~



4 things u should never do to ur credit card....
wan hear??
cant...u muz read!!(haha :P)



1. Don't make only the minimum payments.
This stretches out your payment and, thanks to the interest,
significantly increases your overall cost.



2. Don't carry too many cards.
Multiple cards make it easier to rack up debt because it's harder to keep track of your spending. Having lots of cards isn't bad for your credit, but misusing them is.



3. Don't miss payment due dates.
Not only will you be hit with a late fee-as high as $39 on some cards-but your interest rate could also jump. Sign up for online banking or pay over the phone if you're up against the deadline.



4. Don't take cash advances.
These advances generally come with sky-high interest rates and service fees,
making them a far too expensive way to get cash. Avoid at all costs.



n thats all~
i can gif~
if u wan more...search 4 ur self^.^



\--CREDIT CARD--/

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